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Miami Car Insurance

Miami is home to thousands of drivers in need of car insurance. Unfortunately, Miami has some of the highest rates in the entire country. By shopping around and getting multiple quotes you will be able to find affordable auto insurance, but that can take you several hours. Call Affordable Car Insurance Miami and let us find you the best car insurance rate.

With 24/7 customer service and innovative online tools that make the insurance process simple and transparent, we're confident you'll see why Affordable Auto Insurance is the smart choice. You can get a personalized Miami car insurance quote in minutes by calling now.

What's the average cost of car insurance in Miami?

Auto insurance costs an average of $4,100 per year in Miami. That's more than the statewide average in Florida ($2,450) and more expensive than the national average of $1,550. Our guide to Miami auto insurance includes average rates based on age, credit score, driving history, and marital status. Continue reading to learn more!

Miami car insurance costs by age

The age group that enjoys the lowest auto insurance rates in Miami are drivers in their 50s. Rates for Miami drivers in their 60s are also relatively affordable.
Teenage drivers in Miami have the most expensive car insurance rates. One of the easiest ways to lower your car insurance rates as a driver in Miami is to age out of your teenage years. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Miami is $5,140, the largest such difference between any two age brackets.

Looking For Miami Car Insurance?

If you are a Miami FL driver looking for affordable car insurance, you can get a free car insurance quote online or call a dedicated customer service representative at (786) 453-6566. If you need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about the penalties for non-compliance, more information can be found on the Florida auto insurance page.  


315 S Biscayne Blvd
Miami, FL 33131

Contact Us

Phone: (786) 453-6566